FDIC Bank & Branch Research API and MCP server

API access

Your AI client reaches FDIC Bank & Branch Research through one ParcelOps MCP endpoint, so there is no separate key to hold for it and no per-source client to write. Reaching it takes no credentials of your own.

What this source cannot tell you

• ⚠ Anything outside United States FDIC-insured institutions and public office locations. A request past that edge comes back empty rather than approximated.
• ⚠ Which years it spans, because the covered period is not declared.
• ⚠ Anything FDIC BankFind Suite API does not publish. ParcelOps returns this source as it stands and never fills a blank field from a different one.
• ⚠ Organization and branch facts do not indicate lending appetite, territory, products, underwriting, or willingness to finance a property.
• ⚠ Financial amount fields are reported in thousands of U.S. dollars.
• ⚠ ParcelOps excludes contact and reported website fields.

Methods (3)

A method is one call your agent can make against this source.

• searchInstitutions

  read

  Search insured institutions by exact public identifiers or bounded organization filters.

  Records returnedinsured-depository-institution

  How to get more resultsoffset (offsetField: offset, limitField: limit)

  FreshnessScheduled (source-level)
  Input schema

  {
    "type": "object",
    "properties": {
      "name": {
        "type": "string",
        "minLength": 2,
        "maxLength": 200
      },
      "cert": {
        "type": "integer",
        "minimum": 1
      },
      "state": {
        "type": "string",
        "pattern": "^[A-Za-z]{2}$"
      },
      "activeOnly": {
        "type": "boolean"
      },
      "limit": {
        "type": "integer",
        "minimum": 1,
        "maximum": 100
      },
      "offset": {
        "type": "integer",
        "minimum": 0,
        "maximum": 50000
      }
    },
    "required": [],
    "additionalProperties": false
  }

  • ⚠ Use exact FDIC certificate number when a name search is ambiguous.

• searchBranches

  read

  Search public insured-institution office locations by institution or bounded geography.

  Records returnedinsured-institution-branch

  How to get more resultsoffset (offsetField: offset, limitField: limit)

  FreshnessScheduled (source-level)
  Input schema

  {
    "type": "object",
    "properties": {
      "cert": {
        "type": "integer",
        "minimum": 1
      },
      "state": {
        "type": "string",
        "pattern": "^[A-Za-z]{2}$"
      },
      "city": {
        "type": "string",
        "minLength": 2,
        "maxLength": 100
      },
      "county": {
        "type": "string",
        "minLength": 2,
        "maxLength": 150
      },
      "zipCode": {
        "type": "string",
        "pattern": "^\\d{5}$"
      },
      "limit": {
        "type": "integer",
        "minimum": 1,
        "maximum": 100
      },
      "offset": {
        "type": "integer",
        "minimum": 0,
        "maximum": 50000
      }
    },
    "required": [],
    "additionalProperties": false
  }

  • ⚠ Branch proximity does not establish lending coverage or appetite.

• getServiceInfo

  read

  Return API scope, organization-only privacy policy, financial units, and non-lending caveats.

  FreshnessScheduled (source-level)
  Input schema

  {
    "type": "object",
    "properties": {},
    "required": [],
    "additionalProperties": false
  }

Where this source is used

• Data center siting

  Power, water, transport, airspace, and hazard screening for a site before anyone signs anything.

• Commercial real estate

  Parcel and assessment records, building programs, and the entity on the other side of the deal.

• Realtors and brokerages

  The facts behind a listing, the programs a buyer may qualify for, and your own files in the same place.